Saving the Dream of Home Ownership
If Your Home is on the line --- It's time to reach out to YOUR Resource: A Real Estate Professional Agent
Real Estate Agents can help consumers understand their opportunities in today's challenging market. There are now hundreds of thousands of families all across America facing foreclosure because they simply cannot afford their mortgage payments, or they owe far more than their house is currently worth.
To make matters worse, 50% of homeowners who do lose their homes to foreclosure have never once contacted their lender, according to the Mortgage Bankers Association.
Why Choose a Real Estate Agent in this process?
Understanding and empathizing with consumers is part of what makes Real Estate Agents 'Professional Champions'. Often there is a sense of embarrassment and a loss of pride when a mortgage payment is late, delayed or delinquent. Our goal is to help as many homeowners who are facing some form of financial difficulty to avoid foreclosure by providing guidance. Here are direct links to two resource sites available that you can use and educate yourself on how to avoid foreclosure:
First-Time Homebuyers Tax Credit
An opportunity like this does not come around too often. With the recent signing of a major housing stimulus bill, it's now a great time to close on your first home.
On February 17, 2009, the American Recovery and Reinvestment Act of 20091 was passed, which includes a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009.
The credit does not require repayment. Most of the mechanics of the credit will be the same as under the 2008 rules.
To obtain a better understanding of this opportunity, the Real Estate Professional team has compiled the following information:
Before you decide to use the First-Time Homebuyer Tax Credit, please remember to consult with a tax professional. American Recovery and Reinvestment Act of 2009. Consult a tax professional for details. Credit expires December 1, 2009.